Understanding the SSD and SSI Programs

There is a lot of misunderstanding about Social Security disability benefits, particularly with regard to eligibility, the application process and the kinds of benefits available.

Here is what you should know if an injury, disease or medical condition prevents you from working.

SSD and SSI are separate programs that provide monthly disability benefits.

  • To qualify for Social Security Disability (SSD) benefits, you must have sufficient work history, and your disability must have lasted or be expected to last for at least 12 months. If you are eligible, your monthly benefits will be based on the extent of your injury and your previous earnings.
  • The Supplemental Security Income (SSI) program provides monthly disability benefits based on need. Recipients of SSI benefits do not have to have a work history, and these benefits are available to children and others with limited resources.

Some individuals may be eligible for both SSD and SSI, but this is the case in limited circumstances. An attorney experienced in these matters can determine whether you qualify for either program, or for both.

More than 65 percent of all applications for Social Security disability benefits are denied on the first try because of preventable errors.

The Social Security Administration considers medical evidence and multiple other factors when deciding whether a person is eligible for disability benefits.

The reality is that lack of sufficient evidence and even mistakes on the part of Social Security can lead to a denied application. This happens often. If your application has been denied, don’t give up. You can reapply or appeal your case. In fact, the likelihood of approval tends to increase significantly in the appeals process.

The best way to ensure that your application or appeal is correct and complete is to work with a qualified attorney.

At Teague & Wetsel, PLLC, we help individuals and families apply for and receive the disability benefits they need and deserve. Our lawyers advise and represent clients in Edmond and throughout Oklahoma.

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Teague & Wetsel, PLLC
1741 West 33rd Street, Suite 120
Edmond, OK 73013

Telephone: 405-285-9200
Fax: 405-509-2362

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